As entrepreneurs, we understand that you need enough working capital to fund the many aspects of your business. Our value is in providing the capital you need today, in order to maintain and grow your business for tomorrow and beyond. The thresholds for approval requirements with respect to our lending programs are significantly lower as compared to traditional bank loans. Therefore, our funding programs represent the fastest and easiest way to obtain the money you need. Additionally, unlike traditional banks, we offer post-funding support in the form of strategic and financial consulting - all free of charge!

This is one of our most frequently asked questions and the answer is YES! If you have poor personal credit, or have previously filed for bankruptcy, we can still provide you with working capital. To do so, there are essentially two possible options: 1) Find someone (can be a relative, friend, co-worker, etc) with strong credit (minimum of 720+ FICO score) that would be willing to co-sign with you. 2) You have been in business for at least 6 months, your business generates gross revenue of $10,000+ per month, and you have an active business checking account.

For basic business funding options (e.g. short-term/long-term loans, lines of credit, etc.), the application process is straightforward and should take no longer than 15 minutes. You can submit basic application information through our DB24 website to get the process rolling. Once you've completed a full application (and provided any requested supporting documentation), you will generally receive a response within 24 hours.

The actual requirements can vary significantly depending on the type of funding being requested (e.g., some "start-up business" funding options rely far more heavily on personal credit than business longevity/strength, while other funding options do not). As a very basic gauge, the better aligned your business is with the following criteria, the more likely you'll have a number of funding offers available to you: - Minimum of 6 months in business - Minimum of $10,000 in monthly gross revenue - Personal FICO credit score 670 or higher - Business based in United States or Canada

Documentation requirements can vary depending on the type of funding being requested. As a basic guide though, here's a list of the most commonly-required documents: - Valid driver's license - Current personal credit reports (all 3 credit bureaus) - Bank statements (last 3-4 months) - Voided check from your business bank account

The amount that your business qualifies for can vary greatly depending on a wide range of factors, but as a general rule, it's between 75%-125% of your business’ monthly gross revenue.

We do everything within our power to make the funding process simple, fast, and hassle-free, but we need your cooperation as well. The best way to avoid delays and receive your funding as quickly as possible is to provide all requested information and documentation to us in a timely manner.

A secured loan requires some form of collateral/asset, such as an automobile, parcel of real estate, capital equipment, or any other valuable asset that the lender can seize if the borrower defaults on the loan. Unsecured loans require no collateral but rely heavily on the creditworthiness of the borrower.

We work with a wide-range of industry groups across a variety of sectors, such as retail (including online businesses, franchises, restaurants, etc), consulting/services, health care, automotive, technology, manufacturing/distribution, construction/real estate, textiles, and so on.

In general, it is your money for your business, so you can use it however you see fit. Many of our clients use funding to cover payroll expenses, renovate, manage inventory, expand, purchase equipment... and so on. You are the expert at maintaining and growing your business, whereas we are the experts in obtaining the business financing you need in order to do so.